No privilege exists that is not inseparably bound to a duty - Pierre Samuel Dupont

Saturday, November 6, 2010

amnesty for illegal immigrants

It seems that President Obama will sign an executive order granting amnesty to illegal immigrants and allowing them social security benefits. These people have violated our laws and should be denied amnesty. Please send a message to President Obama that you oppose granting amnesty and social security benefits yo illegal immigrants.

Thursday, November 4, 2010

corruption

In view of the corruption that has infested our country, it is time for the creation of a Citizens Commission with full powers of a grand jury as described in my book For a Better America:Observations, Insights and a Plan For Action by a Ninety Five Year Old American available at Barnes and Noble .com

Tuesday, November 2, 2010

corruption

In view of the corruption that has permeated our country, it is time for the creation of a Citizens Commision with full powers of a grand jury to oversee the affairs of government as described in my book For A Better America:Observations, Insights and a Plan for Action by a Ninety Five Year Old American available at Barnes and Noble .com.

Friday, October 15, 2010

Tuesday, October 5, 2010

social security

In his budget proposal for fiscal year 1969, President Lyndon Johnson put social security on budget. This made it possible for Congress to " borrow " bilions of dollars from the Social Security fund to the point that there were insufficient funds to grant social security recipients a cost of living adjustment for the years 2010 and 2011. Also, there is talk of reducing benefits in the future.
Therefore, it is important that every one who pays Social Security taxes to send a message to President Obama to take Social Security off budget in his budget proposal presentation to Congress for the next fiscal year.
Feedback welomed.
This and more in my recently published book, For A Better America:Observations, Insights and a Plan for Action by A Ninety Five Year Old American, available at Barnes and Noble . com

Monday, September 27, 2010

Student Loan Reform

Student Loans

In late April 2007, news of a scandal was reported that financial aid officers in a number of prestigious and renowned institutions of higher learning were taking “kickbacks from lenders of Student Loans,” and the disgusting aspect of this horrible thievery was that the students were paying for it.

How much lower can people stoop for monetary gain?

If the financial aid officers involved have not been fired, they should have been.

Difficult to understand is the method by which students borrow money to subsidize college and postgraduate education. Following completion of their training, they are required to repay the loans at a compounded rate of interest. The result is the government is cheating itself because in addition to repaying the loan, the former student probably will be making mortgage and car payments that leave little or no means for consumer spending.

One former student bemoaned his situation to the point that his student loan of $45,000 had escalated to $104,000 with the end not in sight!

This impacts the gross national product and slows down the economy.

To improve this condition, there should be added a section in the U.S. Department of Education for granting student loans at the lowest possible rate of simple interest that would make the process self-supporting and at no cost to the government.

This is similar to small business loans granted to people who want to start their own business except that granting student loans is an investment in the future of students who will be our members of Congress, mayors, governors, city council persons, presidents, etc. There is little doubt that the repayment rate would improve immeasurably.

It is recommended that the National Education Association and all teachers unions unite and put pressure on the government to grant loans at a reasonable rate of simple interest. This will ultimately be beneficial to the government, the student, and society.

Change is in order.


Saturday, September 4, 2010

Walk off

Who is the idiot who coined the term walk off for a game winning hit or home run in baseball? Where is the walk off feature when the winning team scores the game winning run and gathers together on the field to celebrate the victory for a few minutes? As for the term walk off , knock it off. Feed back welcomed.
Gene Di Cerbo